Job Description

A growing financial institution is seeking an experienced Mortgage Loan Officer to join its team. This position is ideal for a mortgage professional who enjoys working directly with customers and guiding them through the home financing process from application through closing.

Key Responsibilities

• Meet with prospective borrowers to understand their financial background and homeownership goals.
• Recommend mortgage products that align with each customer's financial needs.
• Educate borrowers on rates, lending requirements, and the mortgage process.
• Collect and review financial documentation to ensure applications are complete and accurate.
• Partner with processors and underwriters to keep loans moving and resolve issues quickly.
• Maintain consistent communication with borrowers throughout the lending process.
• Build lasting client relationships and develop a strong referral network.
• Open and process loans in accordance with bank policies and applicable BSA, CIP, and OFAC requirements.

Qualifications

• 2- or 4-year college degree.
• 2+ years of mortgage lending experience.
• Strong customer service, communication, and relationship-building skills.
• Knowledge of mortgage lending processes, regulations, and documentation.
• Ability to manage multiple applications and deadlines in a fast-paced environment.

Compensation & Location

• Competitive compensation — flexible based on experience and finalized compensation structure
• Locations available in Downtown Charleston, Mount Pleasant, or Summerville
• Hybrid flexibility may be available

If you're an experienced mortgage professional looking for an opportunity to build client relationships while helping customers achieve their homeownership goals, we'd love to connect.

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